Home Insurance

Protect Your Home and Everything In It

Your home is more than four walls—it’s where your family builds memories, traditions, and a future. At Crown Insurance Agency, we help you safeguard that investment with home insurance plans designed to protect against damage, theft, and life’s unexpected disasters.

In Texas, where unpredictable weather and property risks are real, having the right insurance gives you peace of mind—whether you own a house, condo, or rental property.

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What Home Insurance Covers

Most standard home insurance policies include these essential protections:

1. Dwelling Coverage

  • Pays to repair or rebuild your home if it’s damaged by fire, wind, hail, or other covered events

2. Personal Property Coverage

  • Replaces stolen or damaged items like electronics, appliances, furniture, or jewelry

3. Liability Protection

  • Covers medical or legal costs if someone is injured on your property

4. Loss of Use (Temporary Living Expenses)

  • Pays for hotel stays or rental housing if your home becomes uninhabitable due to a covered loss

5. Optional Add-Ons

  • Flood Insurance – Strongly recommended in many Texas regions (not included in standard policies)

  • Foundation Coverage – Especially useful for older homes in areas with shifting soil

  • High-Value Item Riders – Additional protection for jewelry, collectibles, and luxury goods

Types of Home Insurance Policies

We offer tailored policies to meet your homeownership or rental situation:

🏡 Homeowners Insurance (HO-3)

  • Ideal for single-family homes

  • Covers structure, personal belongings, liability, and loss of use

🏢 Condo Insurance (HO-6)

  • Covers the inside of your unit and personal property

  • Works in tandem with your condo association’s master policy

🏘️ Landlord / Rental Property Insurance

  • For owners who lease out properties

  • Includes dwelling coverage, landlord liability, and loss of rental income

🛏️ Renters Insurance (HO-4)

  • Affordable protection for tenants

  • Covers personal property and liability even if you don’t own the building

Protect Your Home, Protect Your Future

We’ll help you find the right plan—without the hassle or guesswork.

    Why It Matters

    In our community, purchasing a home is often a major milestone—sometimes achieved after years of hard work and saving. For many families, homes also serve multi-generational purposes. A storm, fire, or accident shouldn’t undo what you’ve built. Home insurance ensures that your family, memories, and investment are protected—no matter what comes your way.

    We’re Here to Help You Understand Your Options

    At Crown Insurance Agency, we make the process simple and personal.

    • Customized plans for homes, condos, apartments, and rental properties

    • Bilingual support in English, Hindi, Urdu, Gujarati, and more

    • Guidance on renewals, claims, and policy reviews

    • Cultural understanding of multi-generational family setups and needs